If you need a money order, there are a variety of places you can visit to purchase one. Regardless of the establishment, you select, a money order is a secure means to use for a transaction. Keep in mind that each site will have a fee attached to the cost of the check. So, it is best to look around for the lowest price to pay for your money order.
Places to Purchase a Money Order
When you are ready to get your money order, look for the most notable establishments that are thrush worthy. There are many in your neighborhood. The notable ones are the post offices, banks, retail stores, pharmacies, and check cashing stores. At each site, the document may look different, but they all have the same use. So when you make your purchase, make sure you are getting a money order for the right amount. Some sites may accept cash only, and others may take a debit card as payment. Most places do not accept credit cards as a form of payment for a money order.
When you visit your post office to drop off your mail, you can purchase a money order from a teller. The money order is a blank check that requires you to fill in the information. A post office money order comes with the receipt attached to it. The receipt can be detached from the check. The receipt also has the same serial numbers printed on it as the check. It is your proof of purchase in case you lose your money order. Another advantage of buying from the post office is if you lose, damage, or got your money order stolen; it will be replaced with proof of purchase.
If you a bank account, you can purchase a cashier’s check. The cashier’s check is the same as a money order. However, your bank or any bank you will acquire the check from can print the name of the person or company you will pay. The other information you must fill in. Some banks may charge you a fee if you do not have an account with them. Be ready to pay the price.
Check Cashing Facilities
You may find plenty of check cashing sites around the neighborhood. Each will charge on a percentage based on the amount you will purchase while others may charge a flat fee. Regardless, you can get the check when you need one. Places you can go are Western Union and Money Gram.
There are many retail stores like pharmacies, grocery, and chain stores that sell money orders. Again, each site will charge a fee, and the price will vary. If you visit one, ask if there is any warranty on your purchase if you should lose the check. So, the next time you are in your neighborhood Walgreens or Wal-Mart and need a money order, purchase it one time.
Filling Out The Money Order
Now that you have your money order, fill it out right away with the necessary information. One reason for doing so is if you lose it, the person that finds it cannot cash it. So, how do you fill in the information on your money order? Start by looking over the check and make sure it is for the right amount. Once that is clarified, endorse it.
Endorse Your Money Order
To endorse the check, write the name of the person or company you will pay. It is done right after the words “Pay to the Order of” and above the line. Write as clearly as possible to avoid the check getting rejected. Once you complete the endorsement, go to the next line where you will fill in your personal information. If you purchase the check from the bank and the name of the person or company is already on it, ignore this step.
Fill in Your Personal Information
Now you can fill in your information especially since you are using a money order. Unlike a personal check, a money order comes blank. You can provide your name and address. If you have enough space, you can also put the reason for the transaction. The last thing to do is signed the check. Use your signature as it is unique and is more difficult to duplicate. Printing your name is not a good idea because it is easy to replicate. Now that you have completed all the steps, you can store your money order in a safe place if you are not ready to use it. Otherwise, you can mail it or submit it in person with your application and supporting documents to get your passport.