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A Guide To Power of Attorney: Things You Should Know About POA

People often wonder what a power of attorney is, what it entails, and if they need it for themselves. Giving someone or being given power of attorney is a big deal and a display of a person putting their trust into a person to do what they would on their behalf. That is what power of attorney really is; the transfer of power in the form of a document that allows others to manage you and what you own when you are unable to do so.

When you give someone the power of attorney, they become the attorney in fact and have the right to sign on your behalf because that is the power you granted them. Power of attorney is not a one size fits all kind of document as there are multiple types for various reasons.

Types of Power of Attorney

General Power of Attorney

The most common form of power of attorney is the general power of attorney. This is given to a person or group to do everyday life business on your behalf, including business transactions, hiring someone, or getting a birthday present for someone. Often, you use your power of attorney when you are not home and are away on either a vacation or business trip.

By signing off power of attorney to someone you trust, you make sure that your business and everyday life continues to run smoothly even without your presence. Besides your business matters, this POA can be used to deal with your finances since by signing them off you can leave it in someone else’s hands to deal with what you might not be an expert in.

Special Power of Attorney

The type of power of attorney, which allows you to specify what a person’s ability entails is the special power of attorney. This means that the person giving you power of attorney can either permit you to do everything for them or only one specific thing that they need to be taken care of for them.

For instance, when someone gives you the special power of attorney, they can grant it to you only for managing real estate. They can also allow you the ability to buy and sell property, invest and pay bills all in the same document. This type of power of attorney sign off is usually done because the person does not have the time or the health to do certain things themselves.

Health Care Power of Attorney

A health care power of attorney is one that gives the attorney, in fact, the ability to make decisions on your behalf if you cannot make them on your own solely for medical reasons. This can include being mentally or physically ill, unconscious, or in any other state that can’t allow you to make these decisions for yourself.

Typically, the health care power of attorney is used to settle your medical bills, insurance, and finances from the costs of staying in a hospital or care center. This POA can also sometimes allow you to give your recommendation on whether or not a person under life support should remain on or be taken off it.

Durable Power of Attorney

A durable power of attorney is designed to maintain whatever POA you’ve already had in place to maintain their position. This is usually done if you have fallen ill or become generally weaker and have already had a POA in place. The durable power of attorney makes sure that you are aware of the installments in place and that you trust someone to take care of your legal and financial needs for you.

How to Get a Money Order

If you need a money order, there are a variety of places you can visit to purchase one. Regardless of the establishment, you select, a money order is a secure means to use for a transaction. Keep in mind that each site will have a fee attached to the cost of the check. So, it is best to look around for the lowest price to pay for your money order.

Places to Purchase a Money Order

When you are ready to get your money order, look for the most notable establishments that are thrush worthy. There are many in your neighborhood. The notable ones are the post offices, banks, retail stores, pharmacies, and check cashing stores. At each site, the document may look different, but they all have the same use. So when you make your purchase, make sure you are getting a money order for the right amount. Some sites may accept cash only, and others may take a debit card as payment. Most places do not accept credit cards as a form of payment for a money order.

Post Offices

When you visit your post office to drop off your mail, you can purchase a money order from a teller. The money order is a blank check that requires you to fill in the information. A post office money order comes with the receipt attached to it. The receipt can be detached from the check. The receipt also has the same serial numbers printed on it as the check. It is your proof of purchase in case you lose your money order. Another advantage of buying from the post office is if you lose, damage, or got your money order stolen; it will be replaced with proof of purchase.

Banks

If you a bank account, you can purchase a cashier’s check. The cashier’s check is the same as a money order. However, your bank or any bank you will acquire the check from can print the name of the person or company you will pay. The other information you must fill in. Some banks may charge you a fee if you do not have an account with them. Be ready to pay the price.

Check Cashing Facilities

You may find plenty of check cashing sites around the neighborhood. Each will charge on a percentage based on the amount you will purchase while others may charge a flat fee. Regardless, you can get the check when you need one. Places you can go are Western Union and Money Gram.

Retail Stores

There are many retail stores like pharmacies, grocery, and chain stores that sell money orders. Again, each site will charge a fee, and the price will vary. If you visit one, ask if there is any warranty on your purchase if you should lose the check. So, the next time you are in your neighborhood Walgreens or Wal-Mart and need a money order, purchase it one time.

Filling Out The Money Order

Now that you have your money order, fill it out right away with the necessary information. One reason for doing so is if you lose it, the person that finds it cannot cash it. So, how do you fill in the information on your money order? Start by looking over the check and make sure it is for the right amount. Once that is clarified, endorse it.

Endorse Your Money Order

To endorse the check, write the name of the person or company you will pay. It is done right after the words “Pay to the Order of” and above the line. Write as clearly as possible to avoid the check getting rejected. Once you complete the endorsement, go to the next line where you will fill in your personal information. If you purchase the check from the bank and the name of the person or company is already on it, ignore this step.

Fill in Your Personal Information

Now you can fill in your information especially since you are using a money order. Unlike a personal check, a money order comes blank. You can provide your name and address. If you have enough space, you can also put the reason for the transaction. The last thing to do is signed the check. Use your signature as it is unique and is more difficult to duplicate. Printing your name is not a good idea because it is easy to replicate.

Now that you have completed all the steps, you can store your money order in a safe place if you are not ready to use it. Otherwise, you can mail it or submit it in person with your application and supporting documents to get your passport.

Permanent Canadian Residency

Moving from one country to another can be an incredibly rewarding process. For many, it represents a massive change in their life for the better. It can also be a time-consuming process. Particularly, if you’re moving to a country like Canada with this article we would discuss how to become a Canadian resident.

What are the requirements for a Canadian Residency?

If you were not originally born in that country, there are a number of important steps you’ll need to follow. Steps to help make sure everything goes as smoothly as possible. Note that to apply to become a permanent Canadian resident, you must be at least 18-years-old. If you are not, your legal guardian will need to apply on your behalf.

First Step to a Canadian Residency

The first step you’ll need to take before you move to Canada involves determining which type of permanent Canadian residency best suits your needs. Provided that you don’t already have family living in the country, you’ll need to choose from a number of economic class options. Options that include but are not limited to ones like:

Types of Permanent Canadian Residency

  • Humanitarian and Compassionate Cases
  • Express Entry (which is commonly reserved for federal skilled workers and trades classes)
  • Start-Up Visa
  • Quebec Investors and Entrepreneurs
  • Quebec-Selected Skilled Workers
  • Self-Employed Persons
  • Caring for Children Class and more.

Official Canadian Website

Visit Canada’s own immigration website to determine which of these classes best represents your own situation.

Next, you will need to download the relevant application form from Canada’s website. Complete and submit it, along with all requested documentation and the processing fee, to the Citizenship and Immigration Office listed on the application in question.

In terms of supporting documents, you will typically be asked to provide things like a valid United States passport, proof of the fact that you speak English (or French, depending on where in Canada you plan on moving), your birth certificate and certain necessary financial information.

Once you are invited to become a permanent resident of the country, you will need to live in Canada for at least two consecutive years over a five-year period of time. Doing so will allow you to become a permanent resident. But if you want to actually become a Canadian citizen, you’ll need to take things a step farther by living in Canada for at least 1,460 days over a six-year period of time.

Once you have satisfied those requirements, you will have become both a permanent Canadian resident and a Canadian citizen. The only things you won’t be able to do are a vote, run for office or obtain certain government jobs that involve security clearance.

Five Countries Where U.S. Citizens Need a Travel Visa

One of the most important things to understand about traveling to another country is how long you will stay in the international destination. For an extended stay, you usually need a residency visa regardless of which country you’re traveling to.

However, many US citizens can travel to other countries on a short-term basis without a visa. Most popular travel destinations for vacations and tourists fall under this category. There are five countries you will need a travel visa to go there.

“Some” doesn’t mean “all”, though, particularly in this case. There are actually five popular countries where US citizens will need a travel visa before they depart.

Brazil

If you’re going to be traveling to Brazil for any purpose, you’re going to need a travel visa. If you go without a visa, you will be immediately sent back to the US. You should get a proper visa application from the Brazilian Embassy BEFORE you depart for your trip.

China

If your trip will take you to mainland China, you’ll need to apply for what is called an entry visa through the Chinese Embassy or Consulate General before your trip. Generally speaking, you should do this at least one month before your trip because you will NOT be able to obtain one once you arrive.

India

If you’re traveling to India for any purpose, you need a travel visa as a US citizen. The good news is that if you’re staying less than 30 days, you can apply for an electronic travel authorization online and take care of everything before you go. If you’re going to be staying for longer than 180 days and are planning to work while in India, you need to register your residency at the Foreigners Regional Registration Office.

Russia

Russia actually has one of the more strict systems for admitting visitors into the country worldwide. In addition to the fact that US citizens will need a visa to enter the country in the first place, you also need to make sure that it does not expire before your trip is scheduled to end. If it does, you could potentially find yourself stranded in Russia for up to 20 days. Russian visas also require a sponsor, which could be a travel company, hotel or university or even a friend.

Vietnam

US citizens will also need a travel visa to enter Vietnam for any purpose. In addition to this, it is a requirement that you have at least six months remaining validity on your passport. Alternatively, you may also be able to use a written approval letter which you can get from your travel agency prior to your departure.

Trump Signals Support For the Privatization of Air Traffic Control

On Monday, June 5, President Donald J. Trump gave his endorsement to a new proposal. The proposal would be to privatize the air traffic control system in the US. During an event that took place in the East Room of the White House, President Trump signed both a memo and a letter. Both documents will go to Congress. It will outline a new variation on a proposal that has essentially been around for decades.

Mr. Trump indicates that he was taking bold moves to advance the massive infrastructure. A promise he made during his campaign months leading up to the 2016 Presidential election.

The New Plan

Under the new plan, air traffic control would totally detach from the Federal Aviation Administration (FAA). This may occur in the next three years. Airplanes tracking, moving forward, will be with a series of sophisticated global positioning satellites. Something that Mr. Trump said would “dramatically improve”. Improve upon the current method of using radar and radio signals to accomplish the same goals. In theory, this would result in not only fewer delays at airports coast to coast; but also a safer and more efficient system in general. Savings generating from these lower operating costs would then theoretically be pass on to consumers. Customers, he implies will get to purchase cheaper tickets to fly. Though whether that actually happens is still up in the air.

Mr. Trump was very proud of the fact that the new proposal requires no taxpayer money whatsoever. Democrats and other opponents said that the new system would actually lead to increase costs for travelers. In addition, private businesses would save a significant amount of money and keep all of the profits for themselves. Opponents also argued that the new system would leave already underserved areas without mission-critical improvements. Improvements that will affect them way into the next decade and beyond.

Does Privatizing Air Traffic Control Good Or Bad?

Many of the principles in this plan were introduced as legislation in 2016 by Representative BillShuster of Pennsylvania. Mr. Shuster also serves as chairman of the House Transportation and Infrastructure Committee. In fact, a large number of the core ideas have actually been hotly debated for several decades.

Supporters of the plan say that privatizing air traffic control would not only go a long way towards improving or replacing inefficient airports, but the increase competition would spawn innovation across the board. Those on the opposing side of the argument say that something as essential as air traffic control – and by association the safety of the millions of people who use planes to travel the country each year – should never be on the foundation of a privatize model. Further debate on this will be in the coming months.

It’s important to note that even Mr. Trump’s advisors admit that any action regarding this plan is still months away. This, despite the fact that Trump himself said in April that such a plan would be ready to institute by May at the latest.

Apply for a passport? No Eyeglasses Allowed In New Passport Photos.

As of November 1, 2016, the State Department will no longer allow eyeglasses in official passport photos. Some experts estimate that every 6 out of 10 people wear corrective lenses of some kind. This is one change that could affect millions of people moving forward.

The New York Daily News indicates that the change was made, in part, to help decrease the total number of applications that are rejected each year due to poor quality photos. Eyeglasses in passport photos regularly create glare and cause shadows that can make the processing of passport photos difficult. Experts indicate that out of the 200,000+ passports sent in with poor quality photos in 2015 alone, the number one issue was with eyeglasses.

Passport Photo Considerations

It’s important to note that this new rule regarding eyeglasses goes into effect even if you wear lenses all the time. Or, even if you’ll be wearing them while traveling. It’s also worth mentioning that the State Department has said that if your CURRENT US passport features a picture with you wearing eyeglasses, you do NOT have to apply for a new passport right away.

However, the next time your passport application comes up for renewal, you must take a new photo. You can not wear eyeglasses while doing so.

Passport Photo Creator

Thanks to the wonders of modern technology, taking a passport photo isn’t a long and frustrating process. It’s something that you can now complete in just a few short minutes of your time with any smartphone or tablet thanks to the new Passport Photo Center app.

Prevent yourself from being one of the 250,000 passport applications that are rejected. Rejected for not meeting the government standard when it comes to your photo. Just open the app, snap the picture with your smartphone or tablet and select a nearby Walgreen’s for printing. From the moment you take your picture, your photo will be ready for pick up in about 60 minutes.

Passport Photo Center is available for the iOS and Android operating systems and is available to download now on the app store of your choice.

Features of Passport Photo Creator

  • Real-time Review & Compliance checks
  • Print to any Walgreen’s Location
  • Easy to Use with simple to use the screen to check and verify passport photo.

How to Register to Vote Online

Do you know how to register to vote online? It’s simple and quick. You can register to vote online by submitting a quick voter’s registration form. Voting is critical for a successful democracy. We depend on our voters to help keep our country running by the voice of the people. Registering to vote is easy when you register to vote online through the Rock the Vote Form. Voting is available to all U.S. citizens aged 18 and older. Some states may allow a 17-year-old to vote, so check your local State’s voting requirements. State Voting Requirements are listed at the bottom of this page. If you’re ready to register to vote online now, you can submit the form below:

How to Register to Vote Online

Register to vote online is as simple as completing the voter registration form. Click the button below. The link will bring you to the voter registration form for your state. It shouldn’t be confusing to register to vote.  Follow the button and register to vote in minutes!


 

How to Register To Vote in Person

If you’d prefer to register to vote in person, please visit your local public facility. There are many locations in your local area to register to vote in person. However, registering to vote online is even easier so if you want to register to vote quickly, click the button above.

How to Register to Vote Overseas

The Federal Voting Assistance Program (FVAP) can provide you with the information needed to register to vote from overseas. Many international travelers and citizens living abroad will still want to vote. Don’t let an additional step dissuade you from registering to vote from overseas.

How to Register to Vote in Other Languages

The National Mail Voter Registration Form provides voters with options to cast a vote in Bengali, Chinese, Hindi, Japanese, Khmer, Korean, Spanish, Tagalog, and Vietnamese.  A Voter’s Guide is also available and provides information on registering to vote in Cherokee, Dakota, Navajo, and Yupik, as well as Chinese, Japanese, Korean, Spanish, Tagalog, and Vietnamese. You can vote in most languages so find out how to register to vote in other languages.

Register to Vote Deadlines and Requirements

How to Register to Vote Online
How to Register to Vote Online

All states require voters to register before you can cast your vote, with the sole exception of North Dakota. Voter registration deadlines vary from state to state. Some states close registration 30 days before the election, while others allow voters to register up to Election Day. Proper identification is often required at the polling place so bring your passport, drivers license, or state ID when voting. There are also state by state variations in requirements for ex-felons voting rights. Please check with your state election requirements for more information.

What Does The Brexit Mean For Americans Traveling To Europe?  

Brexit

In June of 2016, citizens of the United Kingdom made history when they officially voted to leave the European Union. The move instantly made headlines all around the world, particularly as many voters allegedly woke up the next day to a feeling of widespread remorse. Though the actual separation process will take a number of years, Brexit has a number of interesting implications almost immediately. Particularly, for people who are about to travel to Europe during the summer holiday season from countries like the US.

Exchange Rates

Exchange RatesThe first major impact Brexit will have on Americans traveling to Europe has to do with the exchange rate and the current
value of the British pound. Immediately after the vote, the pound hit a 30 year low. Currently, it costs US citizens $1.37 in American dollars to get one pound. Make no mistake: while this is very bad news for people who actually live in the UK, for those coming from the US for a temporary vacation this means their trip just got a whole lot more affordable.

Country Hopping

Another significant implication Brexit has for Americans traveling through Europe will directly affect people who planned on more than one stop along the way. If you’re a US citizen who goes to the UK, you’ll get a great deal for your money. However, if you’re also planning on flying elsewhere in Europe, it will likely get more expensive. This is particularly true in terms of flight arrangements. As airlines all across Europe will have to deal with newer and more strict service agreements.

The Customs Process

If you’ve traveled to the United Kingdom in recent years, you’re probably already familiar with the customs process. In the past, these lines have been able to move fairly quickly. Thanks to the fact that EU citizens always went through a separate line from foreign travelers. Once Brexit goes into full effect, however, this will change. Because the UK is no longer part of the European Union, all EU travelers and American travelers will essentially join the same lines.

Exactly how much this will negatively affect the customs process remains to be seen. It depends on whether or not airports like London’s Heathrow get the appropriate infrastructure set up in advance. Or, make the necessary changes to keep things moving as smoothly as possible. In an interview with Bloomberg, the president of the Consumer Advocacy Group Travelers, United Charlie Leocha, said that he expected travel in and out of the UK to be “an absolute horror show” for the foreseeable future. US citizens should therefore plan accordingly.

Travel Like a Pro: Countries With No Visa Requirements for U.S. Citizens

Travel Suit CaseTraveling throughout our beautiful globe is an amazing experience to have. With each stamp on your passport, you’ll experience a new level of satisfaction at all the new and exciting places you’ve seen. Each country though has its set of rules that govern the type of paperwork you need to have when you enter their land. Of course, to travel overseas from anywhere in the US, you need to have a passport.

That’s just a given to leave the country in the first place. Whether you need a special visa to travel is up to that specific country. Hence, a visa is a permit from their embassy that allows you to enter the country. Some countries don’t require you to have a visa at all. While others might have you get one if you are going to be staying there for longer than 90 days.

Countries Without Visa Requirements

Countries that are considered part of the Western Hemisphere Travel Initiative don’t make you get a visa. Furthermore, some of those countries include Mexico to our South, Canada to our North, and some of the islands in the Caribbean or Bermuda. Also, there are other islands as well that don’t ask for a visa. Islands like the Bahamas, Jamaica, Antigua, and Dominica.

Some other countries that will let you go without are Guatemala, Georgia, Albania, and Malawi. So, it’s helpful to check with the US Department of State’s International Travel Website to find out if the country you are traveling needs one. Sometimes, these requirement change without notice.

For example, Spain doesn’t require a visa for stays less than 90 days. After that, you need to obtain a visa from their embassy. Many of the countries in Europe have this same policy as part of the Schengen Agreement.

It’s Best To Be Prepared

Do all your research before you travel well in advance. Make sure you have all the appropriate paperwork you need in general for your travels. That way, you won’t be in danger of having to cancel any of your plans.

Complete List of Countries With No Visa Requirements for U.S. Citizens

Europe

Albania, Andorra, Austria, Belgium, Bosnia and Herzegovina,Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy,Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Malta, Moldova, Monaco,Montenegro, Netherlands, Norway, Poland, Portugal, Romania, San, Marino, Serbia, Slovakia,Slovenia, Spain, Sweden, Switzerland, Ukraine, United Kingdom, Vatican City

Americas
Antigua and Barbuda, Bahamas, Barbados, Belize, Canada, Chile, Colombia, Costa Rica, Dominica, Ecuador, El Salvador, Grenada, Guatemala, Guyana, Haiti, Honduras, Jamaica, Mexico, Nicaragua, Panama, Peru, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Trinidad and Tobago, Uruguay

Asia
Armenia, Brunei, Georgia, Israel, Japan, Kazakhstan, Kyrgyzstan, Malaysia, South Korea, Mongolia, Philippines, Singapore, Thailand

Africa
Botswana, Equatorial Guinea, The Gambia, Lesotho, Malawi, Mauritius, Morocco, Namibia, South Africa, Swaziland, Tunisia

Oceania
Kiribati, Marshall Islands, Micronesia, New Zealand, Palau, Vanuatu

Other Territories

American Samoa, Anguilla, Aruba, Bermuda, Bonaire, St. Eustatius and Saba, British Virgin Islands, Cayman Islands,Cook Islands, Curacao, Falkland Islands, Faroe Islands, French Guiana, French Polynesia, French West Indies,Gibraltar, Greenland, Guam, Guernsey, Hainan, China, Hong Kong, Isle of Man, Jersey, Kish Island, Iran, Kosovo,Macau, Montserrat, Northern Mariana Islands, Palestinian Territory, Phú Quốc, Vietnam, Pitcairn Islands, Hotels in Puerto Rico, Sint Maarten, Svalbard, Taiwan, Turkish Republic of Northern Cyprus, Turks and Caicos Islands, US Virgin Islands